The FNB Personal Loan will give you the money you need to reach your desired goal loan which is up to R360 000, FNB Personal Loan can help you in the period that we are living in now as things are tough, and companies that we work for do not pay enough money for us to get the things that we wish for. By getting the FNB Personal Loan you are guaranteed that you will at least boost your needs in times of uncertainty and discontent.
The Benefits of getting a FNB Personal Loan
What makes the FNB Personal Loan unique is the benefits that you get when you qualify for this loan, such as taking a break in January, personalised interest rate as low as 12.75%, the loan amount which is from R1000 – R360 000, fixed and flexible monthly repayments, you also get a customer Protection Plan which makes sure you are covered with our credit insurance, what is even better is that you get no penalty fees on early settlement as FNB will not charge you any penalties if you settle your loan account early.
What is needed for you to qualify for FNB Personal Loan
Before you even apply for the FNB Personal Loan make sure that you reach the below criteria, you should know what is required instead of applying and getting rejected after that.
- You must be 18 years or older
- South African resident
- Permanently employed or self-employed
- Your income should be paid into your bank account
How to get an FNB Personal Loan
As long as you meet the above qualifying criteria, you can go ahead and apply for the FNB Personal Loan, there are a number of ways that you can apply.
- On the FNB Banking App
- Through Cellphone Banking, USSD: *120*321#
- At your nearest ATM
- Online on fnb.co.za
Document Needed When Applying
You need to have all the necessary documents for you to successfully apply, be approved and get your money so that you can do your desired needs.
- South African ID document or Smart Card ID
- Recent payslip
- Proof of residence not older than 3 months (i.e. utility bill)
- Recent 3 months bank statements (If self-employed and not banking with FNB) or ITA-34 documents
FNB customers are not required to have payslips or bank statements if they have been receiving their salary using their FNB account, for 3 months or more.
FNB Contact Details
For more information about this Personal Loan offered by FNB, you can use the following details:
- Telephone: 087 730 5596
- Email: info@fnb.co.za
