The Standard Bank Term Personal Loan is designed to allow you to repay the loan at a term you feel comfortable with, the Standard Bank personal loan terms are over 12 months to 72 months you get to choose a term that suit you best as the individual.
Standard Bank Term Personal Loan Rate
What is more nice about Standard Bank Term Personal Loan is the the repayment amount is fixed over the loan term, the interest rates are personalised based on the individual and they are up to a maximum of 24.50%. The interest rate is as per the NCA regulation.
How does Standard Bank Term Personal Loan work
To get the Standard Bank Term Personal Loan you need to apply on Standard Bank Internet Banking, the Banking App or you can visit any Standard Bank brunch.
The Standard Bank Term Personal Loan is up to R300 000 and the repayment term is from 12 months to 72 months, when it is approved Standard Bank pays the amount directly into your bank account immediately. What is more incredible is that if you decide the pay off your Term Loan sooner Standard Bank won’t apply any early termination fees.
If you have a Standard Bank account and you have signed up for the Ucount rewards program and you are earning points into you Ucount account, if you wish you can be able to repay your monthly instalments using your UCount Rewards Points.
Just in case you find yourself disabled, retrenched, you face dread disease or death, you can be able to insured your term loan and the insurance will pay it off, for more information on the insurance of loans please read this article on the importance of having a loan; Personal Loan Customer Protection Plan
Standard Bank Contact Details
So you can email to: firstname.lastname@example.org
Or call: 0860 111 400.